Category Archives: Longevity

Dear Savvy Senior,

What can you tell me about longevity annuities? I come from a family with long life expectancies and I would like to protect myself from running out of money in my old age.

Looking Ahead

Dear Looking

If youre worried about outliving your retirement savings, longevity annuities are definitely an option worth looking into.

Longevity annuities are simply deferred annuities that pay you income for life, but only if and when you make it to a certain age. How does it work? You give an insurance company a lump-sum of money when you retire (say age 60 or 65), in return for monthly income usually starting at around 80 or 85.

The advantage of choosing a longevity annuity over an immediate annuity is that the payouts are much higher. For example, a 65-year-old man who puts $30,000 into a longevity policy could expect to receive around $1,600 per month (that comes to $19,200 per year) starting at age 85. Buying a $30,000 immediate annuity at age 85, hed get only around $370 per month.

Why such a big difference? Because the insurer has more time to make money off your money before it must begin paying you back. And, theyre betting you wont live long enough to receive many, if any, checks. National statistics show that a 65-year-old man will live, on average, to 82, and a 65-year-old woman to 85.

Another great benefit with a longevity annuity is it gives you the freedom to spend down your nest egg, knowing youve locked up an income stream for your later years.

But as tantalizing as those big payouts may be, longevity annuities have their drawbacks. For starters, a basic longevity policy offers no escape hatch for you to retrieve your money during the 20 years or so youre waiting for benefits to start. And your heirs wont get death benefits if you die before you begin to collect.

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Savvy Senior: Is a Longevity Annuity Right for You?

Longevity Global Inc. has maintained its glorious track record of producing best in the industry Plasma Cutters, welding equipment and generators with innovative technology at affordable prices. Recently, they have announced brand new range of MaxArc series of cutters for better plasma cutting jobs.

Hayward, CA (PRWEB) November 08, 2012

Longevity Global Inc.'s President Simon Katz took the dice to make an announcement. He stated, We understand responsibility of being leader in the market and hence comes up with new and improved products from time to time for our dealers and industry clients. In this season's collection, we are introducing MaxArc series of Plasma Cutters. We have retained our dominance in the metal cutting market where power and portability are necessary, with our plasma cutting machines. Apart from plasma cutter, we are industry's favorite for supply of a range of welding equipment and generators for specific purposes.

They produce ForceCut and MaxArc series of Plasma Cutters for metal based industries. Plasma cutters are one of the most important technological developments in the field of cutting metals. These are apt for electronically plasma cut of conductive metals. It can be used for several metals cutting because of its accurate and precise mechanism. Plasma cutter is an apt choice to apply for artistic purposes, fabrication, pipes, for demolition of large metallic blocks and sheets. It can be attached with CNC equipment to save time and manufacturing costs. Their wide range of Plasma Cutter for Sale comes with a number of advanced qualities which make these devices the most versatile and adaptable tools that are used for industrial and domestic purposes.

Longevity Global Inc. has been providing efficient and reliable products since 2001. It is growing at a healthy pace with high customer satisfaction, innovative equipment and efficient industrial production. It works in different parts of world with distributors in Canada, Mexico, Brazil, Australia, United Kingdom, and multiple other countries. Longevity Global Inc. serve globally with manufacturing facilities with its logistic companies to effectively distribute products in a punctual and effective manner.

To know more visit http://www.longevity-inc.com

Simon Katz Longevity, Inc. 1.877.566.4462 Email Information

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Longevity Global Inc. Made the Biggest Launch Of 2012 by Introducing ForceCut and MaxArc Series of Plasma Cutters

Longevity Global Inc. has launched the most number of products in 2012 in comparison to any previous years launches. The USA's leading welding and cutting machine manufacturer and supplier has made multiple launches at once and has given the world some of the most important safety gears which are extremely useful while performing any welding or cutting job.

Hayward, CA (PRWEB) November 06, 2012

Longevity Global Inc.'s recent product launch is specially designed to create an extra protective layer on eyes and face while welding heavy gauge metals. Welding helmet in simple words are head gears which protect the face, eyes and neck from dangerous heat, sparks and ultraviolet or infrared rays emitted when using the welding machine. The welding helmet is made up of two main parts which are the caring helmet itself and the window from which one can see the work being done.

The viewing screen is the most expensive and important part in a welding helmet. The screen has darkness rating with a range which actually corresponds to the energy output on the welding torch. It can be safe to use modern helmet for welding which darken in about 4 to 10 milliseconds as the eyes cannot sense the light changing during that time.

Longevity Global Inc., in its multiple launch has also given a gift to the hobbyist welders by launches a new series of plasma cutting torch. These new cutting torches are ideal for light industrial cutting operations and bring the same precision in the cutting job as the other products of Longevity Global Inc. does. The leading welding machine supplier of USA also provides the customers with a free resource of information in the form of their online forum from where amateur and experienced welders can learn even about the most technical things like what should be the welding wire speed during welding job and how to install a new welding wire in any welding machine. Longevity Global Inc. is also the only company in the whole USA which is known for its extensive range of portable generators which are eco-friendly as well as capable to produce higher back up.

Longevity Global Inc. is providing its dedicated service since 2001. It is growing at a phenomenal pace with high customer satisfaction, innovative products and efficient industrial production. It works in different parts of world with distributors in Canada, Mexico, Brazil, Australia, United Kingdom, and multiple other countries. Longevity Global Inc. serve globally with manufacturing facilities with its logistic companies to effectively distribute products in a punctual and effective manner.

To know more visit http://www.longevity-inc.com.

Simon Katz Longevity, Inc. 1.877.566.4462 Email Information

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Longevity Global Inc. Made the Year's Last Launch with Some Professional Quality Welding Tools and Accessories

Longevity Global Inc. USA's leading welding machines and cutting tools supplier astonished the world by making an unscheduled launch of their new series of MIG WELDER equipment. After the last launch only couple of days back, Simon Katz, President of the globally renowned brand Longevity Global Inc. had given a clear indication that there would be no further new launches in this year.

Hayward, CA (PRWEB) November 07, 2012

President of Longevity Global Inc., Simon Katz, said before the media, I know we had not made any prior intimation about this new launch of Mig welding series. Actually this was our pre-planned arrangement and we just wanted to surprise our customers by displaying one more series of advanced welding machines. Our new series of Mig Welders for Sale is comprised of the models like mig weld 140, MigWeld 250P and MigWeld 303P. All the three models of Mig Welders are populated with the most advanced features and are designed to deliver different standard and types of welding tasks.

Mig Welding is a commonly used high deposition rate welding process. Wire is continuously fed from a spool. MIG welding is therefore referred to as a semiautomatic welding process. Mig Welding also called wire feed welding, costs less and takes less time than other techniques of welding. Along with the reputation of being the largest welding machine and cutting tool supplier across whole USA and eve in North America, Longevity Global Inc. is also the only company in the whole which is known for its extensive range of portable generators which are eco-friendly as well as capable to produce higher back up.

Longevity Global Inc. is providing its dedicated service since 2001. It is growing at a phenomenal pace with high customer satisfaction, innovative products and efficient industrial production. It works in different parts of world with distributors in Canada, Mexico, Brazil, Australia, United Kingdom, and multiple other countries. Longevity Global Inc. serve globally with manufacturing facilities with its logistic companies to effectively distribute products in a punctual and effective manner.

To know more visit http://www.longevity-inc.com.

Simon Katz Longevity, Inc. 1.877.566.4462 Email Information

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Longevity Global Inc. Shocks The World By Making An Unscheduled Launch Of New Series Of MIG Welding Equipment

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BenQ MS502
Get a great deal here redirect.viglink.com?key=1f0527e04637dcdb26bf99b11836bfbf out=http%3A%2F%2Fwww%2Eamazon%2Ecom%2Fdp%2FB007ZWI7X8 Customer Reviews "So far a great machine, everything we were looking for. Too soon to rate on the longevity or durability of the product, as it has only been in use now three days. We have however been exploring its many functions, we have not the equipment for 3d, but its 2d options are great. The only projector we have seen with "smarteco" it actually adjusts the lamps output to match the image being projected. BenQ claims that this feature can extend the lamp life to 6500 hours, we #39;ll see. The cooling fans are quite. The ceiling fan makes more noise, even with the unit set to high altitude we live at about the recommended altitude for this setting. If BenQ asked me what they could do to make it just a little better, I would recommend the ability to adjust left to right keystone. As it is you really need to be dead on straight with the projection surface. I may add additional reviews as the product ages." Product Description BenQ MS502 The MS502 makes the perfect projector choice for your everyday life - in business, education, even at home. Featuring an impressive brightness of 2700 ANSI lumens, ultra-high contrast ratio contrast ratio of 13000:1 and SVGA resolution, the MS502 offers a stunning presentation. SmartEco Technology brings a new way of operating the projector lamp system to achieve lower energy consumption and longer lamp ...From:jocelyn landrumViews:0 0ratingsTime:00:52More inScience Technology

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BenQ MS502 - Video